Your next car starts here
Get pre-approved
Apply for a car loan to find out how much you could borrow and the vehicle you could afford to buy.
Find your dream car
Once you've been approved for a certain amount, go search for your dream car by sticking to your loan budget.
Purchase your car
Once you've made up your mind, your funds will be paid into your account and you're all set to purchase your new car.
Need tips on buying a car?
We've got some tips on what to consider for finding a car that suits your needs and budget.
Why PCU is different
We're owned by our members
We do what's in their best interest, not what will make us the most money.
Not-for-profit
100% of our profits are invested back into the benefits we offer our members.
We go out of our way
We work hard to help make members better off, especially when banks say no.
A credit union for members of the Defence Force and their families.
We’re owned by our members, which means 100% of our profits go back into improving our services and helping every member become better off.
The fine print
Normal lending criteria and a $100 establishment fee applies to all new loans.