Rates

Home Loans

 

Term

Rate

Floating 7.49% p.a.
Standard 1 year fixed* 6.48% p.a.
Standard 2 years fixed* 6.44% p.a.
Standard 3 years fixed* 6.57% p.a.
Shared Ownership 1 year fixed 7.08% p.a.
Shared Ownership 2 year fixed 7.04% p.a.
Shared Ownership 3 year fixed 7.17% p.a.
Reverse Mortgage (floating) 7.52% p.a.

 

*May require a high-LVR margin of up to 0.60%p.a. added to this rate.

 

Term Deposits

 

Term

Rate

3 months 3.80% p.a.
4 months 3.85% p.a.
5 months 4.05% p.a.
6 months 4.90% p.a.
7 months 4.90% p.a.
8 months 4.90% p.a.
9 months 5.30% p.a.
12 months 5.44% p.a.
18 months 5.35% p.a.
24 months 5.35% p.a.

 

 

Personal Loans and Overdrafts

 

Lending type

Security

Rate

Personal Loan Fully secured by PSS or GSF 9.50% p.a.
  Secured by motor vehicle 12.95% p.a.
  Partially secured by PSS or GSF From 10.70% p.a. to 13.75%
  Unsecured up to a maximum of $10,000 17.00% p.a.
Overdraft Unsecured up to $1,000 14.95% p.a.
  Unsecured $1,000.01+ 17.55% p.a.
Flexi Cash Unsecured 14.95% p.a.

 

 

Accounts

 

Account

Description

Rate

Achiever Saver   2.65% p.a.
Bonus Saver Base Rate 1.15% p.a.
  Bonus Rate 2.45% p.a.
  Combined Rate 3.60% p.a.
Christmas Club   2.65% p.a.
Future Saver Base Rate 1.15% p.a.
  Bonus Rate 2.45% p.a.
  Combined Rate 3.60% p.a
Transaction and Goal Account $0 - $2,000 0.00% p.a.
  $2,000.01+ 0.05% p.a.