Rates

Home Loans

 

Term	Rate
Floating	7.49% p.a.
Standard 1 year fixed*	6.48% p.a.
Standard 2 years fixed*	6.44% p.a.
Standard 3 years fixed*	6.57% p.a.
Shared Ownership 1 year fixed	7.08% p.a.
Shared Ownership 2 year fixed	7.04% p.a.
Shared Ownership 3 year fixed	7.17% p.a.
Reverse Mortgage (floating)	7.52% p.a.

 

*May require a high-LVR margin of up to 0.60%p.a. added to this rate.

 

Term Deposits

 

Term	Rate
3 months	3.80% p.a.
4 months	3.85% p.a.
5 months	4.05% p.a.
6 months	4.90% p.a.
7 months	4.90% p.a.
8 months	4.90% p.a.
9 months	5.30% p.a.
12 months	5.44% p.a.
18 months	5.35% p.a.
24 months	5.35% p.a.

 

 

Personal Loans and Overdrafts

 

Lending type	Security	Rate
Personal Loan	Fully secured by PSS or GSF	9.50% p.a.
	Secured by motor vehicle	12.95% p.a.
	Partially secured by PSS or GSF	From 10.70% p.a. to 13.75%
	Unsecured up to a maximum of $10,000	17.00% p.a.
Overdraft	Unsecured up to $1,000	14.95% p.a.
	Unsecured $1,000.01+	17.55% p.a.
Flexi Cash	Unsecured	14.95% p.a.

 

 

Accounts

 

Account	Description	Rate
Achiever Saver		2.65% p.a.
Bonus Saver	Base Rate	1.15% p.a.
	Bonus Rate	2.45% p.a.
	Combined Rate	3.60% p.a.
Christmas Club		2.65% p.a.
Future Saver	Base Rate	1.15% p.a.
	Bonus Rate	2.45% p.a.
	Combined Rate	3.60% p.a
Transaction and Goal Account	$0 - $2,000	0.00% p.a.
	$2,000.01+	0.05% p.a.