Rates

Home Loans

 

Term

Rate

Floating 6.84% p.a.
1 year fixed  5.87% p.a.
2 years fixed 6.08% p.a.
3 years fixed 6.18% p.a.
Reverse Mortgage (floating) 7.52% p.a.

 

 

Term Deposits

 

Term

Rate

3 months 2.85% p.a.
4 months 3.25% p.a.
5 months 3.55% p.a.
6 months 4.50% p.a.
7 months 4.55% p.a.
8 months 4.55% p.a.
9 months 4.85% p.a.
12 months 5.25% p.a.
18 months 5.30% p.a.
24 months 5.30% p.a.

 

 

Personal Loans and Overdrafts

 

Lending type

Security

Rate

Personal Loan Fully secured by PSS or GSF 9.50% p.a.
  Secured by motor vehicle 12.95% p.a.
  Partially secured by PSS or GSF From 10.70% p.a. to 13.75%
  Unsecured up to a maximum of $10,000 17.00% p.a.
Overdraft Unsecured up to $1,000 14.95% p.a.
  Unsecured $1,000.01+ 17.55% p.a.
Flexi Cash Unsecured 14.95% p.a.

 

 

Accounts

 

Account

Description

Rate

Achiever Saver   1.15% p.a.
Bonus Saver Base Rate 0.80% p.a.
  Bonus Rate 2.05% p.a.
  Combined Rate 2.85% p.a.
Christmas Club   1.15% p.a.
Future Saver Base Rate 0.80% p.a.
  Bonus Rate 2.05% p.a.
  Combined Rate 2.85% p.a
Transaction and Goal Account $0 - $2,000 0.00% p.a.
  $2,000.01+ 0.05% p.a.