Rates

Home Loans

 

Term

Rate

Floating 8.14% p.a.
Standard 1 year fixed* 7.25% p.a.
Standard 2 years fixed* 6.99% p.a.
Shared Ownership 1 year fixed 7.85% p.a.
Shared Ownership 2 year fixed 7.59% p.a.
Reverse Mortgage (floating) 8.94% p.a.

 

*May require a high-LVR margin of up to 0.60%p.a. added to this rate.

 

Personal Loans and Overdrafts

 

Lending type

Security

Rate

Personal Loan Fully secured by PSS or GSF 10.50% p.a.
  Secured by motor vehicle 12.95% p.a.
  Partially secured by PSS or GSF From 11.70% p.a. to 14.75%
  Unsecured up to a maximum of $10,000 17.00% p.a.
Overdraft Unsecured up to $1,000 14.95% p.a.
  Unsecured $1,000.01+ 17.55% p.a.
Flexi Cash Unsecured 14.95% p.a.

 

 

Term Deposits

 

Term

Rate

3 months 4.10% p.a.
4 months 4.10% p.a.
5 months 4.20% p.a.
6 months 5.20% p.a.
7 months 5.35% p.a.
8 months 5.35% p.a.
9 months 5.30% p.a.
12 months 5.45% p.a.
18 months 5.10% p.a.
24 months 5.00% p.a.

 

 

Accounts

 

Account

Description

Rate

Achiever Saver   2.40% p.a.
Bonus Saver Base Rate 0.75% p.a.
  Bonus Rate 3.15% p.a.
  Combined Rate 3.90% p.a.
Christmas Club   2.30% p.a.
Future Saver Base Rate 0.75% p.a.
  Bonus Rate 3.15% p.a.
  Combined Rate 3.90% p.a
Transaction and Goal Account $0 - $2,000 0.00% p.a.
  $2,000.01+ 0.05% p.a.