Get more for your money

Christmas club

Get a $20 bonus if you open a Christmas club account account before 29 Feb 2024.

Saving for children

Earn $100 for your child or grandchild if you open an Achiever Saver or Bonus Saver account before their first birthday.

Future savers

Designed to teach young people good money management. Earn bonus interest if you deposit $20 per month and make no withdrawals.

Ways to bank

Internet banking

Access your money anytime, anywhere.

To signup, call 0800 429 000

Police Credit Union app

Available for all members and on Police mobile devices.

To signup, call 0800 429 000

Download for Android | Download for IOS

Features Internet App
Transfer money between accounts tick tick
Make one off payments tick tick
Set up automatic payments tick tick
See account balances and transactions tick tick
Save payees tick tick
Message us through the app tick tick


Account type Direct debit dishonour Dormant account Foreign currency
Spending account $25 $5 per month* 2%
Achiever saver $25 $5 per month* N/A
Bonus saver $25 $5 per month* N/A
Christmas Club $25 $5 per month* N/A
Future Saver $25 $5 per month* N/A 


*Accounts become dormant after 12 months of no transactions. The dormant account fee is refunded if the account is reactivated.

Fees from other banks may be on-charged: telegraphic transfer fees; dishonour fees; special answer fees; and/or cash deposit fees. Call 0800 429 000 for more information.

Open an account

If you're an existing member you can open an account by:

  • Calling us on 0800 429 000
  • Sending us a message through online or mobile banking
  • Emailing us at

Not a member?

The fine print


Christmas club

Bonus limited to one per account holder. To qualify for a $20 bonus you must:

  • Open an account before close of business on 29 February 2024
  • Each month, from (and including) March to October, make at least one deposit* and no withdrawals

To qualify for a $10 bonus you must:

  • Open an account between 1 March 2024 and close of business on 31 May 2024
  • Each month, from when your account is opened to (and including) October, make at least one deposit* and no withdrawals

*Excludes credit interest.

Future saver

Eligible for members under 20 years old. Members over 20 must transfer to another savings account.


  • Payments are processed every 2–3 hours during the day.
  • Payments from your account are processed if you have sufficient funds in your account.
  • Payments from your account into another PCU member’s account are sent immediately.
  • Payments from another PCU member to your account are received immediately.
  • Payments from other banks will be paid into your account as soon as we receive them. Banks have different payment times so you may receive payments at different times throughout the day.
  • Incorrect payment amounts or incorrect bank account numbers can not be reversed by the Police Credit Union. You must seek reimbursement from the payee for any payment errors.
  • Scheduled payments will be processed the morning the payment is due.