What we offer

First Home Loans

Get into your first home faster, with up to 10% deposit help interest free with First Home TOGETHER, our shared ownership home loan.

Personal Loans

Personal loans for buying a car, consolidating debt, a holiday or life celebrations, from 12.95% p.a. secured against a vehicle.

Term deposits

With a $500 minimum investment, get more for your money with our competitive rates.


Spending and saving accounts to get you to your goals faster.


First Home Together (shared ownership)

1 Year fixed

7.84% pa

2 Year fixed

7.39% pa

Get into your first home, faster, with our shared ownership home loan package.

  • We'll put in up to 10% interest-free towards your 20% house deposit as well as a regular home loan for the balance
  • No limits on your household income
  • No caps on the home you can buy
First Home TOGETHER in detail

How to join

Join online

Fill out our online join form to open an account and become a member.

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A credit union for members of the Defence Force and their families.

We’re owned by our members, which means 100% of our profits go back into improving our services and helping every member become better off.

Find out more