Personal Loans

PSS Secured

9.50% p.a.

Vehicle secured

12.95% p.a.

Get money for something you’ve had your eye on, consolidate debt, or in case of emergency.

  • Secure your loan against your PSS, GSF or motor vehicle
  • Re-borrow the amount you have already paid off
  • Make early or lump sum repayments without penalty
  • Borrow up to $10,000 on an unsecured loan
Personal loans in detail Apply for a personal loan

Car Loans

Secured car loans

12.95% pa

Get fast approval whether you’ve found the car you want to buy or are still kicking the tyres.

  • Get pre-approval before you go shopping
  • Buy your car through a dealer, privately or online
  • Make early or lump sum repayments without penalty
Apply for a car loan

Home Loans


3.94% pa

1 year fixed

2.45% pa

  • Secure your home loan up to 80% of the value of the property
  • Borrow against your PSS or GSF to cover the remaining 20% of your loan
Apply for a home loan Free courses for first home buyers

Loan protection insurance

Free for members under 65. You’ll be covered up to $75,000 of the outstanding loan balance upon your death or in case of a permanent disability.

See terms and conditions



Fees Personal loan Home loan
Establishment fee $100 $100
Change fee $50 $50
Top up fee when completed by PCU $10 per top up $10 per top up
Top up fee when completed through internet banking $5 per top up N/A

Apply for a loan

You’ll need your:

  • QID if you’re a sworn officer
  • Proof of income
  • Current PSS balance if you’re securing by PSS