Debit Mastercard


Features and benefits

  • No annual fee
  • Free Eftpos transactions
  • Contactless technology
  • Ability to make online and mail order purchases
  • Overseas ATMs* and Eftpos withdrawals
  • No credit card bills to pay as you are using your own funds
Get a Debit Mastercard See terms and conditions

Get a Debit Mastercard

To order a card over the phone or for further information please contact our friendly team on 0800 429 000. Alternatively you can download and fill out the application form.


  Future Saver Account Fees Transaction & Goal Account Fees
Debit MasterCard Annual Fee FREE FREE
Debit MasterCard Replacement Card Fee FREE FREE
Foreign Currency Fee    

*A foreign currency fee of 1.95% of the transaction amount is charged when you make a purchase or cash withdrawal in a foreign currency, and also applies to any fees and charges charged by the overseas bank or vendor in relation to that transaction. This fee is also charged when you make online purchases in a foreign currency.

Please note the foreign currency fee is also charged when making purchases or cash withdrawals from your transaction, savings or revolving credit account with your Debit credit card from overseas.

Debit MasterCard voucher search charges may be charged. Fees charged by other banks, e.g. telegraphic transfer fee, dishonour fee, special answer fee and/or cash deposit fees may be on charged.

Lost or stolen cards

To report a lost or stolen Debit Mastercard please call us on 0800 429 000 (within NZ) or +64 4 472 9645 (outside of NZ).