Car loans for Police
Whether you're after your first runabout, a new family wagon, or are just ready for an upgrade, we've got you sorted.
- Rates from just 10.50% p.a. secured against your PSS
- Ability to redraw for PSS secured loans
- No penalty for early or lump sum repayments
Plus, if you're a member of the Police Welfare Fund, you could score two months' free car insurance.
How does it work
Get pre-approved
Apply for a car loan to find out what you may be able to borrow for your new ride.
Find your dream car
We've got some tips on finding a car that suits your wants and needs.
Get the keys
Found a suitable vehicle? Let us know and we'll pay your car loan funds into your account.
What do you need to apply?
It depends on whether your loan will be secured by PSS, but at a minimum, we'll need:
- A recent payslip
- Three months' worth of bank statements
- A summary of your current expenses
🚨 Hot Tips
- If you're using PSS as security, have a screenshot of your balance ready to attach.
- The more info you provide upfront, the quicker we can give you an answer!
- Fill in the application form in one go as it won't save your progress if you need to come back to it.
Why choose PCU?
We're here to make a real difference to the financial wellbeing of Police and their families.
By borrowing with PCU, you also give back to your Police family.
We help you make a big life purchase, upgrade your car, or get your debt sorted, and your loan helps us provide competitive savings and investment rates to help fellow members grow their savings.
We're different from a bank because:
- We're owned by our members and do what's in their best interest, not what will make us the most money.
- 100% of our profits are invested back into into the benefits we offer members.
- We go out of our way to help members and do what we can to make them better off, especially when they have high-interest debt.
The fine print
Normal lending criteria and a $100 establishment fee apply to all new loans.