At PCU, we’ve always been proud to stand beside our members - those serving in the Police, Defence Force, Emergency Services, and their families.
But here’s something not everyone knows: your extended family can join too, and we’d love your help in spreading the word.
We’re here for more than just a great interest rate or a sharp loan deal; we’re here for moments big and small, planned and unplanned.
And as a member-owned Credit Union, every dollar saved or borrowed helps others in our common bond.

Building Strong Savings Habits
When one member’s daughter got their first job, they set up an automatic savings transfer for every pay. Without even thinking about it, her savings grew.
Once she reached $500, she opened a PCU term deposit at a rate that goes toe-to-toe with the big banks.

Covering the Unexpected
From last-minute travel, to urgent car repairs, to supporting a family member’s funeral costs, we’re here to help.
Our personal loans can give your family a helping hand when the unexpected strikes, with really competitive lending rates.

Buying Their First Home
Our First Home Together package can boost buying power with up to 10% Deposit Help... interest-free.
Or, with just 20% deposit, your whānau could choose to buy their first investment property. That's a jump-start that most banks simply don’t offer.
So here’s our ask: spread the word.
Let your siblings, parents, cousins, nieces, nephews, and children know that PCU is here for them too.
Whether it’s saving for the future, buying a first home, or simply needing someone to discuss options, we’re a great alternative to the big banks. And our dedicated team prioritises service.
It’s not just banking. It’s backing each other.
Who could you invite?
Share the gift
Find out who in your family you could share the gift of membership with. Hint: It's pretty much everyone!
What we offer
From saving to borrowing, we help your family get where they’re going, faster.
Saving options for family
Let your whānau know they can start strong with savings that grow, not get eaten up by fees.