Because you’re a member, your whānau can join us too, including your partner, parents, siblings, children, grandchildren, and way, way more... like your nieces, nephews and cousins as well!

We get it, banking isn't something all families talk about.

But, many do talk about their money goals.

Needing a new car, saving for a trip, starting an education fund for the kids, getting ready to buy their first (or next) home, learning about out investing, refinancing, getting in a better financial place by sorting out debt, or gearing up for retirement.

If you're having those chats with your whānau, it's a great time to let them know there's an option outside of the big banks open to them because of you.

We’re helping families do big things

We’re here for family members of all ages and stages. We’ve helped family members:

• Get into their first home, even with a low deposit
• Set up term deposits with competitive rates (from just $500!)
• Kickstart savings for pēpi with our $100 savings boost for under-ones
• Get their debt sorted to make life easier
• Find a safe, supportive alternative when the big banks say no

Why it matters

The more members we have, the more we can give back to everyone through:

• Better savings and loan rates
• Support when life throws curveballs
• Profits reinvested into member benefits, not shareholders.

It’s a win/win for the whole PCU whānau.