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We need you to provide a certified copy of your Driver Licence or Passport. We will contact you shortly and provide all the information you will require to do this.

Terms and conditions

View our terms and conditions for Debit Mastercard, Internet & Mobile Banking here

What is Police and Families Credit Union’s Credit Risk?

Deposits have risks. A key risk is that Police and Families Credit Union Incorporated (trading as ‘Police Credit Union’) does not meet its commitment to repay you or to pay you any interest that is due (credit risk).

What is Police Credit Union’s credit rating?

A credit rating is an independent opinion of the capability and willingness of an entity to repay its debts (in other words, its creditworthiness). It is not a guarantee that the financial product being offered is a safe investment. A credit rating should be considered alongside all other relevant information when making an investment decision.

The Police Credit Union has been rated by Equifax Australasia Credit Ratings Pty Limited (Equifax). Equifax gives ratings from AAA through to D.

We have a long-term issuer rating of BB with a stable outlook, issued on 18 December 2025.

Read our full Credit Risk Statement at: Credit Risk Statement.

Further information about the credit risk of Police Credit Union is provided in our latest Product Disclosure Statement. This, plus other information can be found on the Offer Register at https://disclose-register.companiesoffice.govt.nz/, from our website https://www.policecu.org.nz/about-us/investor-information/ and free of charge on request at the Police Credit Union Branch Office or by calling 0800 429 000.