Join Us

Open an account to become a member of a PCU and share the benefits with your whānau.

Join Us

Open an account to become a member of a PCU and share the benefits with your whānau.

Join Us

Open an account to become a member of a PCU and share the benefits with your whānau.

Join Us

Open an account to become a member of a PCU and share the benefits with your whānau.

Membership with the Police Credit Union is exclusive to NZ Police, NZ Defence Force, Wellington Free Ambulance, and their families.

Once you're a member, your family can also join and enjoy the perks of our range of banking services.

Find out more about eligibility here.

Ready to join?

Please complete the Online Join Form below unless:

You're a Recruit: It's easier to join us by filling out our Recruit online form here.
You're opening a kids account: Please instead complete our online form here.

Online Join Form:

I am eligible to join as a:

Employment status

Current Employee
Retired / Resigned

Your QID number

Family member's membership number

Family member's name

Your Details:

First name

Middle name/s

Surname

Date of birth

Email address: Home

Email address: Work

Residential address

Is this your postal address too?

Postal Address

Phone number

IRD number

If you don't provide an IRD number you'll be taxed at the 'no declaration' rate of 45%.

Tax rate

This is income tax rate you are charged at i.e. 10.5%, 17.5%, 30%, 33% or 39%.

Country of citizenship

Are you a citizen of another country

If yes please list all other countries of citizenship

Are you a tax resident of another country?

If yes, which country?

If yes, what is the tax number

Financial details

Which account/s would you like to open?

Spending Account
Achiever Saver
Bonus Saver
Christmas Club
Future Saver (for members 13 - 19 years old)
Term Deposit

What is the nature and purpose for opening? (Tick one or more as applicable)

Everyday banking
Access funds for unexpected expenses
Savings / investments
To receive money internationally
Applying for a loan
Scholarship
Other

If Other please specifiy

Source of income

What is the source of your income and initial deposit? (Tick one or more as applicable)

Salary or Wages
Investments / private superannuation
Inheritance / gifts
Asset Sales
Government paid pensions / benefits
Investment Trading
Winnings
Business drawings / income
Other

If Other please specify

Other income

If yes please provide an explanation of the source of wealth or funds

Will you be receiving payments from overseas?

If yes please advise appropriate amounts and sources

Please provide proof of identity

We need you to provide a certified copy of your Driver Licence or Passport. We will contact you shortly and provide all the information you will require to do this.

Please provide proof of address, which cannot be older than 12 months. A NZ Bank Statement, council rates notice, or power, telephone or internet service provider bill.
Please provide a picture of your signature on a blank piece of paper

How did you find out about the Police Credit Union?

Debit Mastercard

I wish to be issued a Debit Mastercard and I agree to the Debit Mastercard Terms & Conditions

Online Banking

I wish to register for Internet and Mobile Banking and agree to the Internet Banking Terms and Conditions, and Mobile Banking Terms and Conditions

Terms and conditions

View our terms and conditions for Debit Mastercard, Internet & Mobile Banking here

What is Police and Families Credit Union’s Credit Risk?

Deposits have risks. A key risk is that Police and Families Credit Union Incorporated (trading as ‘Police Credit Union’) does not meet its commitment to repay you or to pay you any interest that is due (credit risk).

What is Police Credit Union’s credit rating?

A credit rating is an independent opinion of the capability and willingness of an entity to repay its debts (in other words, its creditworthiness). It is not a guarantee that the financial product being offered is a safe investment. A credit rating should be considered alongside all other relevant information when making an investment decision.

The Police Credit Union has been rated by Equifax Australasia Credit Ratings Pty Limited (Equifax). Equifax gives ratings from AAA through to D.

We have a long-term issuer rating of BB with a stable outlook, issued on 23 July 2025.

Read our full Credit Risk Statement at: Credit Risk Statement.

Further information about the credit risk of Police Credit Union is provided in our latest Product Disclosure Statement. This, plus other information can be found on the Offer Register at https://disclose-register.companiesoffice.govt.nz/, from our website https://www.policecu.org.nz/about-us/investor-information/ and free of charge on request at the Police Credit Union Branch Office or by calling 0800 429 000.

I acknowledge I have read a copy of the Police Credit Union's Credit Risk Statement as part of completing this Join Application.