Join, NZ Police | Police Credit Union

How are you related to the above family member?

1. Spouse, civil union partner or de factor partner (current)
2. Spouse, civil union partner or de factor partner (former)
3. Parent
4. Grandparent
5. Child
6. Grandchild
7. Sibling
8. Aunt or Uncle
9. Niece or nephew
10. First cousin
Spouse, civil union partner or de facto partner of someone 3 to 10

Is this your postal address too?

Financial details

Which account/s would you like to open?

Spending Account
Achiever Saver
Bonus Saver
Christmas Club
Term Deposit

What is the nature and purpose for opening? (Tick one or more as applicable)

Everyday banking
Access funds for unexpected expenses
Savings / investments
To receive money internationally
Applying for a loan
Other

Source of income

What is the source of your income and initial deposit? (Tick one or more as applicable)

Salary or Wages
Investments / private superannuation
Inheritance / gifts
Asset Sales
Government paid pensions / benefits
Investment Trading
Winnings
Business drawings / income
Other

Other than salary and wages, do you receive funds from any of the following industries? (Tick one or more as applicable)

Will you be receiving payments from overseas?

Debit Mastercard

I wish to be issued a Debit Mastercard and I agree to the Debit Mastercard Terms & Conditions

Online Banking

I wish to register for Internet and Mobile Banking and agree to the Internet Banking Terms and Conditions, and Mobile Banking Terms and Conditions

What is Police and Families Credit Union’s Credit Risk?

Deposits have risks. A key risk is that Police and Families Credit Union Incorporated (trading as ‘Police Credit Union’) does not meet its commitment to repay you or to pay you any interest that is due (credit risk).

What is Police Credit Union’s credit rating?

A credit rating is an independent opinion of the capability and willingness of an entity to repay its debts (in other words, its creditworthiness). It is not a guarantee that the financial product being offered is a safe investment. A credit rating should be considered alongside all other relevant information when making an investment decision.

The Police Credit Union has been rated by Equifax Australasia Credit Ratings Pty Limited (Equifax). Equifax gives ratings from AAA through to D.

We have a long-term issuer rating of BB with a stable outlook, issued on 23 July 2025.

Read our full Credit Risk Statement at: Credit Risk Statement.

Further information about the credit risk of Police Credit Union is provided in our latest Product Disclosure Statement. This, plus other information can be found on the Offer Register at https://disclose-register.companiesoffice.govt.nz/, from our website https://www.policecu.org.nz/about-us/investor-information/ and free of charge on request at the Police Credit Union Branch Office or by calling 0800 429 000.

I acknowledge I have read a copy of the Police Credit Union's Credit Risk Statement as part of completing this Join Application.

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Financial details

Source of income

Other income

Terms and conditions