If your credit card balance isn’t budging or you’re stuck paying off high interest debt, switching to a low-rate loan could save you serious money.
It can be stressful keeping on top of multiple debts with different interest rates and repayment amounts.
It can also be difficult to see when you’re actually going to be debt-free.
At the Police Credit Union, we’re all about enhancing the financial well-being of our members. Lately, we’ve been doing this by helping members consolidate their high-interest debt, and it’s working.
How it's working
Members are simplifying their finances, reducing their repayments, and even starting to save again.
For many, it’s made a massive difference to their day-to-day life and financial future. Some are saving hundreds of dollars each pay day.
And it’s not just the simple stuff. We’ve helped members in some really tough spots by working hard to find solutions that actually make a difference.
What do members say?
“It’s changed my mindset about money. It’s a weight off my shoulders and I feel like I have a spring in my step. I was excited to close my credit card. It felt so good to sort it all out and start saving again.”
“Thank you so much for your assistance with this loan. It’s a real life-changer. I appreciate your hard work, empathy, professionalism and determination to make this successful for us.”
Why consolidate?
1. Less stress.
One repayment. One interest rate. No more juggling due dates or wondering what’s coming out each payday.
2. Save money
High-interest debt eats into your income. A lower rate loan means you could pay way less overall.
3. Pay it off faster.
More of your money goes toward paying down the balance, not just the interest. So, you could be debt-free faster.
Time for a change?
The sooner you start, the sooner you stop losing money to high-interest debt.
A debt consolidation loan could be the turning point that gives you back control and a chance to get ahead.
Whether your goal is to be debt-free, build up savings, or plan your next financial move, we’re here to help.
Ready to start?
Let's simplify your debt.
Find out more about how we can help simplify your debt and make things a little easier, or take the first step and apply now!