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Home Loans

Our Home Loans are for Police and their families with very competitive interest rates.

Benefits of our Home Loans:

  • Easy to apply with a fast decision
  • You can make early or lump sum repayments without penalty, therefore you can reduce the interest that you are charged on the loan
  • You may be able to combine all your debts into one Home Loan and save on interest

How do I apply?

Call our friendly team on 0800 429 000 to discuss how we can help, or complete our Online Loan Application form. Alternatively download and completed a Loan application form and fax to (04) 499 2006 or scan and email to

We will secure your Home Loan against a property determined to be suitable to the Police and Families Credit Union up to 80% of the value of the property.

Your Police Superannuation (PSS) or Government Superannuation Fund (GSF) can be borrowed against if required, to help cover the remaining 20% value of the property.

All legal costs and any valuation report will be your responsibility.

Normal lending criteria and a $100 establishment fee applies to all new home loans. 
Click here to see our Terms, Conditions and Loan Agreements.