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Car Loan

Whether you're looking to purchase your first car or upgrade your current one, we can help.

Our Car Loans can be used to buy your car through a motor vehicle dealer, privately or online.



  • Easy to apply with a fast decision.
  • Great secured car loan rate of 12.95% per annum.
  • We can give you a pre-approval before you go shopping for a car, so you know exactly how much you can spend - which may also allow you to negotiate a better price for the car.

Want to apply?

It's quick and easy!

You can apply online, or contact our friendly team on 0800 429 000 if you have questions and want to discuss your borrowing needs.


Need Car Insurance?

Please contact the Police Welfare Fund on 0800 500 122 for a competitive quote.

Other important information

  • Normal lending criteria and a $100 establishment fee applies to all new loans. 
    Click here to see our Terms, Conditions and Loan Agreements.
  • Proof of income is required to accompany your Loan Application.
  • You can make early or lump sum repayments without penalty to reduce the interest that you are charged on the loan
  • Free of charge - Loan Protection Insurance is provided to you covering the outstanding balance of your loan upon your death or total permanent disablement to a capped amount of $75,000 and for members aged under 65 years. All claims are subject to the terms and conditions of the Policy