Financial Wellbeing

The Police Credit Union is here to support the financial wellbeing of you and your whānau through the festive season and into the new year.

If you’re worried about managing expenses, we’ll do what we can to help relieve some of the pressure.

We'll work with you and your personal situation and can also provide the same support to any of your family members, including your parents, siblings, children, and anyone else related to you.

You can find out more about family eligibility here.

We're here help if you find yourself dealing with:

1. Being hit with an emergency-related cost or unexpected bill.

Facing an unexpected bill or emergency cost can be overwhelming, especially at this time of year.

Needing urgent dental work, having to pay for an unexpected medical expense, or dealing with a sudden family emergency is stressful enough without the financial disruptions it brings.

If you’ve found yourself in this kind of situation, we may be able to provide the financial breathing room you need.

You can apply for an emergency loan online, which you can make lump sum payments to at any time without penalty. This is particularly ideal if the loan is to tide you over until an insurance claim or other payout comes in, as you won't be charged for repaying some or all of it early.

Find out more about our personal loans

Apply online for an emergency loan

2. Managing high-interest debt

It’s easy to collect multiple debts over time like credit cards, store cards and car loans.

When the store card interest-free period runs out, or the interest rate and annual card fees on your credit card mean your repayments aren’t making much of a dent, it can feel like you’re not making any headway.

If you want to free up some money by reducing how much of your pay goes towards debt repayments or pay your debt off faster, 1Loan might help you get there by bundling your high-interest debt together at a lower rate.

Find out whether 1Loan could help reduce your debt repayments.

3. Needing money to help get through Christmas

You can apply for a personal loan to use towards whatever you need for the upcoming holiday period.

Find out more about our personal loans

Apply online now

Want to know more?

If you have any questions about how we can help your financial well-being, please get in touch with us by email at or by calling us on 0800 429 000.

Already have a personal loan with us?

If you’re starting to feel concerned about managing your loan repayments, we’re here to help and encourage you to get in touch as soon as possible.

We’ll work with you and your situation to find the best way through.

You can contact us by emailing or calling us on 0800 429 000.