In 1973, the Police and Families Credit Union was founded. Initially created to meet the borrowing needs of Police and their families, today the Credit Union offers a comprehensive range of banking services to meet the needs of our Members in today's world. We are a credit union exclusive to Police and their families and because we are owned by our Members we look to do what's right for our Owners, not what will make us the most money.

With over 18,000 Members and assets in excess of $100m the Police and Families Credit Union is in good health, and well placed to continue to provide relevant and cost effective financial solutions. Our available products range from transactional and savings accounts through to personal loans, home loans and an AccessDebit MasterCard ® - all of which are supported by our Internet and Telephone banking services.

Our Personal loans are an example of how we offer tailored solutions for our Members. These are personal loans specifically tailored for Police and their families. Personal loans offer:

  • great interest rates which means you may pay less for your loan than elsewhere
  • flexibility with an extend credit facility so you can re-borrow the amount that you have already paid off your loan - without the hassle of having to go through a whole new application process
  • the ability to make early or lump sum repayments without penalty - therefore reducing the interest that you are charged on the loan

As it was at the start in 1973, our focus remains on helping our Members achieve their financial goals with peace of mind. As the world changes, so too will the solutions and support we provide to our Members - we're already looking toward, and planning for, the next 40 years and beyond.

To find out more about our solutions, have a look around this website, email, or call our friendly team on 0800 429 000.


The Police and Families Credit Union is not a registered bank