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To Invest, Or Not To Invest?

1 Apr 2016

There are many different types of investments out there, and figuring out the best investments for you personally can be tricky.

The Commission for Financial Capability's website "Sorted" ( says when it comes to investing, there are some key fundamentals. "Sorted" suggests you think of them as a cycle to come back to repeatedly.

  • Be clear and realistic about what you want to achieve
  • Research, compare and review choices
  • Find the right balance between risk and return
  • Find the right mix of investments
  • Not put all your eggs in one basket
  • Understand how investments grow and compound over time

If you're not sure with what level of risk versus return you'd be comfortable with - why not check out the "Sorted" Investor kickstarter which takes you through a questionnaire that at the end will show you whether you have an Aggressive, Growth, Balanced, Conservative or Defensive investor profile and then provides information as the mix of investments that would suit your particular investor profile.

If you are unsure about what type of investment to make, you may wish to get independent advice from an Authorised Financial Advisor, who may be able to help you determine how to make your money work best for you.

So if you are looking to expand your investment options, or looking to get a better return than you are currently receiving on your investments there are plenty of options for you to explore.

Just be very careful with investments where the returns seem too good to be true - chances are they are.

Stay safe out there!

Talk soon . . .

Money Penny