Skip to main content

Scams? Phishing?

7 Oct 2014

Scams! Something we hear about all too often but are convinced will never happen to us. Unfortunately, they are happening all the time, and can sometimes be difficult to identify.

I read a story the other day about a young man who was offered what looked like an excellent opportunity to rent a beautiful flat for a very decent price. The only hitch was, he had to pay two months of rent up front, and he would not get to meet the owners as they had been 'called away overseas'.

Luckily, he suspected that something was a bit dodgy, and reported the episode to the Department of Internal Affairs. He found out that it was, in fact, a scam, and one that has impacted quite a few people.

Sadly, that's not the only scam out there. Identity theft especially is becoming a bigger threat. To protect your identity it is wise to shred all receipts, bank statements, credit card statements and the like before you throw it away. Also, make sure that you only carry the necessary documents with you and that all others such as your Passport are well secured. I suggest you are also very wary when giving out personal information over the phone or even in person. Ask yourself some questions such as "Do they really need to know my date of birth for me to complete a survey?"

So, if you feel like an offer is too good to be true, or you think it might be legit but are not one hundred percent sure, go to www.dia.govt.nz, as they will be able to provide some good advice.

Be careful out there!

Talk soon . . .

Money Penny