Are free offers really free?
7 Oct 2014
It's very sneaky. The problem is that with the ease of online purchasing, we can become susceptible to the eye-catching 'Free Trial' scam. After all, you just have to pay for the postage by giving them your AccessDebit MasterCard number. Chances are we trust that companies are honest and we don't really understand what we are about to sign up for.
Later you notice money has been taken from your account by a company you don't think you are familiar with - sometimes they have taken more than one payment. Enraged and quite worried, you call the Credit Union or your bank and demand an explanation for your obviously "hacked" account.
Unfortunately, many of the companies who offer such enticing offers have devious wording in their Terms and Conditions usually saying that unless you cancel the product within a timeframe, they will take payments from your account until you do. Having clicked 'I Agree' you can't claim you didn't know what was going to happen. Therefore, you can't get your money back.
Sadly, this happens more often that you think. So, make sure you read the fine print and know how and when to cancel the product.