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Be SMART is all about making your financial life easier and helping you make great financial decisions.

We all have varying skill levels and knowledge in regards to finance. Be SMART has 
tips and information to help us all be smarter with our money everyday.

Be SMART provides practical financial help for you with:

S: Savings Tips - 'Tips for Good Savings' 
M: Money Penny - our guest columnist, who provides tips and hints to help us make our money go further
A: Assessment Calculators - link to 'Sorted' Tools page with calculators for Savings, Loan Debt and Budgeting
R: Responsible Money Tips - provides information on Budgeting, Loans, Debt and Scams, and links to the Citizens Advice Bureau, e.g. Money section
T: Tools for Life Events - provides general Life Event information, and a link to the 'Sorted' Life Events section

We trust you will enjoy exploring Be SMART and that it provides you with practical information and tips.

We welcome any feedback you may have about Be SMART, which can be provided to us by telephoning 0800 429 000, or by clicking on 'Contact' to send us a quick note.