Interest Rates

Our Personal Loan Rates

Interest Rates are subject to change

Personal Loans

Interest Rate

Loans fully secured by PSS or GSF

9.95% pa

Loans partially secured by PSS or GSF

From 10.70% - 13.75% pa

Unsecured up to a maximum of $5,000

17.00% pa

Our Home Loan Rates

Interest Rates are subject to change

Home Loans

Interest Rate

Flexible rate

6.24% pa

1 year fixed rate

6.29% pa

Our Term Deposit Rates

Interest Rates are subject to change

Term Deposits

Interest Rate

3 months

4.00% pa

4 months

4.00% pa

5 months

4.00% pa

6 months

4.50% pa

7 months

4.50% pa

8 months

4.60% pa

9 months

4.60% pa

12 months

4.60% pa

18 months

4.80% pa

24 months

5.05% pa

Our Savings Account Rates

Interest rates are subject to change

Transactional Account (S1)

Balance

Interest Rate

$0.00 - $100.00

0.00% pa

$100.01 - $1000.00

0.25% pa

$1000.01 - $2000

0.50% pa

$2000.01 +

1.00% pa

Christmas Club (S3)

Balance

Interest Rate

$1+

2.50% pa

Target Saver (S4)

Balance

Interest Rate

$1 - $2999

1.50% pa

$3000 - $3999

3.00% pa

$4000 +

3.25% pa

Achiever Saver (S5)

Balance

Interest Rate

$0 - $1999

0.00% pa

$2000 +

3.25% pa

Bonus Saver (S6)

Balance

Interest Rate

$1 +

4.50% pa (Combined Interest Rate)

Base Interest rate is 0.60% pa. Bonus Interest rate of 3.90% pa if no withdrawals and a minimum deposit of $20 (excluding Credit Interest) is made during the calendar month.

Future Saver (S7)

Balance

Interest Rate

$1 +

3.75% pa (Combined Interest Rate)

Base Interest rate is 2.50% pa. Bonus Interest rate of 1.25% pa if no withdrawals and a minimum deposit of $20 (excluding Credit Interest) is made during the calendar month.


The Police and Families Credit Union is not a registered bank