Fees

Monthly Account Fee

FREE

Deposit Fee

FREE

Bank Cheque Fee

FREE

Direct Debits - Establishment Fee

FREE

Automatic Payments - Establishment Fee

FREE

Bill Payee Set Up Fee

FREE

Additional Statement Fee

FREE

Internet Banking

FREE

Telephone Banking

FREE

ATM/EFTPOS Card Annual Fee

FREE

EFTPOS Fee (NZ)

FREE

ATM Fee (NZ)

$1.50

EFTPOS/Debit Replacement Card Fee

$5

Overseas ATM Fee

$7.50

Overseas EFTPOS Fee

FREE

Foreign Currency Fee

2.25% of the $NZ amount

Direct Debits Dishonour Fee

$25

Automatic Payments - Dishonour Fee

NO CHARGE

Telegraphic Transfer Fee

$25

Dormant Account Fee (can be refunded if your account is reactivated)

$5 per month

Personal Loan and Home Loan Establishment Fee

$100

Personal Loan and Home Loan Facility Agreement Variation Fee

$50

Top Up Fees For Fully Secured Loans by PSS or GSF

Flat fee of $5 per top up when completed
through Internet Banking

Top Up Fees For Fully Secured Loans by PSS or GSF

Flat fee of $10 per top up when completed by Police
and Families Credit Union on your behalf

Top Up Fees For Home Loans, Partially Secured
Personal Loans by PSS or GSF and Unsecured
Personal Loans

1% up to a maximum of $100 of the top up amount

Unauthorised Overdraft

17.55%

Mortgage Discharge - Release Fee

$75

Other Fees

Fees charged by other banks, e.g. telegraphic transfer fee, dishonour fee, special answer fee and/ or cash deposit fees may be charged


The Police and Families Credit Union is not a registered bank