Fees

Monthly Account Fee

FREE

Deposit Fee

FREE

Bank Cheque Fee

FREE

Direct Debits - Establishment Fee

FREE

Automatic Payments - Establishment Fee

FREE

Bill Payee Set Up Fee

FREE

Additional Statement Fee

FREE

Internet Banking

FREE

Telephone Banking

FREE

ATM/EFTPOS Card Annual Fee

FREE

EFTPOS Fee (NZ)

FREE

ATM Fee (NZ)

$1.50

EFTPOS/Debit Replacement Card Fee

$5

Overseas ATM Fee

$7.50

Overseas EFTPOS Fee

FREE

Foreign Currency Fee

2.25% of the $NZ amount

Direct Debits Dishonour Fee

$25

Automatic Payments - Dishonour Fee

NO CHARGE

Telegraphic Transfer Fee

$25

Dormant Account Fee (can be refunded if your account is reactivated)

$5 per month

Home Loan and Personal Loan Establishment Fee

1% up to a maximum of $100

Top Up Fees For Fully Secured Loans by PSS or GSF

Flat fee of $5 per top up when completed
through Internet Banking

Top Up Fees For Fully Secured Loans by PSS or GSF

Flat fee of $10 per top up when completed
by Police and Families Credit Union on your
behalf

Top Up Fees For Home Loans, Partially Secured
Personal Loans by PSS or GSF and Unsecured
Personal Loans

1% up to a maximum of $100 of the top up amount

Unauthorised Overdraft

17.55%

Mortgage Discharge - Release Fee

$75


The Police and Families Credit Union is not a registered bank