Interest Rates

Our Term Deposit Rates

Interest Rates are subject to change

Term Deposits

Interest Rate

3 months

4.00% pa

4 months

4.00% pa

5 months

4.00% pa

6 months

4.25% pa

7 months

4.25% pa

8 months

4.25% pa

9 months

4.50% pa

12 months

4.50% pa

18 months

4.80% pa

24 months

5.05% pa

Our Savings Account Rates

Interest rates are subject to change

Transactional Account (S1)

Balance

Interest Rate

$0.00 - $100.00

0.00% pa

$100.01 - $1000.00

0.25% pa

$1000.01 - $2000.00

0.50% pa

$2000.01 +

1.00% pa

Christmas Club (S3)

Balance

Interest Rate

$1+

2.50% pa

Target Saver (S4)

Balance

Interest Rate

$1 - $2999

1.50% pa

$3000 - $3999

3.00% pa

$4000 +

3.25% pa

Achiever Saver (S5)

Balance

Interest Rate

$0 - $1999

0.00% pa

$2000 +

3.25% pa

Bonus Saver (S6)

Balance

Interest Rate

$1 +

4.50% pa (Combined Interest Rate)

Base Interest rate is 0.60% pa. Bonus Interest rate of 3.90% pa if no withdrawals and a minimum deposit of $20 (excluding Credit Interest) is made during the calendar month.

Future Saver (S7)

Balance

Interest Rate

$1 +

3.75% pa (Combined Interest Rate)

Base Interest rate is 2.50% pa. Bonus Interest rate of 1.25% pa if no withdrawals and a minimum deposit of $20 (excluding Credit Interest) is made during the calendar month.

Our Personal Loan Rates

Interest Rates are subject to change

Personal Loans

Interest Rate

Loans fully secured by PSS or GSF

9.95% pa

Loans partially secured by PSS or GSF

From 10.70% - 13.75% pa

Unsecured up to a maximum of $5,000

17.00% pa

Our Home Loan Rates

Interest Rates are subject to change

Home Loans

Interest Rate

Flexible rate

5.99% pa

1 year fixed rate

6.29% pa


The Police and Families Credit Union is not a registered bank