|
|
OUR LIFESTYLE LOAN RATES
Please note that all our lending rates are subject to change without notice. These rates are current effective 29 October 2012. All lifestyle loans are subject to our normal lending criteria.
Lifestyle Loans
|
Rate
|
Loans fully secured by GSF or PSS
|
9.50% pa
|
Loans secured by GSF or PSS, frozen funds over 80% secured
|
11.50% pa
|
Loans secured by GSF or PSS, from 50% to 80% secured up to maximum of $10,000
|
12.50% pa
|
Loans secured by GSF or PSS, up to 50% secured up to a maximum of $10,000
|
13.75% pa
|
Unsecured up to a maximum of $5,000
|
17.00% pa
|
OUR HOME LOAN RATES
Please note that all our home loan rates are subject to change without notice. These rates are current effective 23 January 2013. All home loans are subject to our normal lending criteria.
Home Loans
|
Rate
|
Flexible rate
|
5.10% pa
|
1 year fixed rate
|
5.25% pa
|
2 year fixed rate
|
5.35% pa
|
OUR TERM DEPOSIT RATES
Please note that all our term deposit rates are subject to change without notice. These rates are current effective 01 March 2013. The minimum Term Deposit is just $500 and the maximum is $250,000 across all deposits held.
Term Deposits
|
Rate
|
3-4 months
|
3.50% pa
|
5 -6 months
|
4.00% pa
|
7-9 months
|
4.10% pa
|
12 months
|
4.20% pa
|
18 months
|
4.25% pa
|
24 months
|
4.30% pa
|
OUR SAVINGS ACCOUNT RATES
Please note that all our savings rates are subject to change without notice. These rates are current effective 14 December 2012.
Transactional Account (S1)
|
BALANCE
|
RATE
|
$1 - $999
|
0.25% pa
|
$1000 - $1999
|
0.50% pa
|
$2000 +
|
1.00% pa
|
Christmas Club (S3)
|
|
BALANCE
|
RATE
|
$1+
|
2.50% pa
|
Target Saver (S4)
|
|
BALANCE
|
RATE
|
$1 - $2999
|
1.50% pa
|
$3000 - $3999
|
3.00% pa
|
$4000 +
|
3.25% pa
|
Achiever Saver (S5)
|
|
BALANCE
|
RATE
|
$2000 +
|
3.25% pa
|
Bonus Saver (S6)
|
RATE
|
0.25% pa $0+
|
+ Bonus Interest of 3.75% pa if no withdrawals and a minimum deposit of $20 (excl Credit Interest) is made during the calendar month.
|
Future Saver (S7)
|
RATE
|
2.50% pa $0+
|
+ Bonus Interest of 1.25% pa if no withdrawals and a minimum deposit of $20 (excl Credit Interest) is made during the calendar month.
|
The Police and Families Credit Union is not a registered bank.
|
