Interest Rates

Our Personal Loan Rates

Interest Rates are subject to change

Personal Loans

Interest Rate

Loans fully secured by PSS or GSF

9.95% pa

Loans partially secured by PSS or GSF

From 10.70% - 13.75% pa

Unsecured up to a maximum of $5,000

17.00% pa

Our Home Loan Rates

Interest Rates are subject to change

Home Loans

Interest Rate

Flexible rate

6.24% pa

1 year fixed rate

5.89% pa

Our Term Deposit Rates

Interest Rates are subject to change

Term Deposits

Interest Rate

3 months

4.00% pa

4 months

4.00% pa

5 months

4.00% pa

6 months

4.20% pa

7 months

4.20% pa

8 months

4.20% pa

9 months

4.30% pa

12 months

4.40% pa

18 months

4.50% pa

24 months

4.60% pa

Our Savings Account Rates

Interest rates are subject to change

Transactional Account

Balance

Interest Rate

$0.00 - $100.00

0.00% pa

$100.01 - $1000.00

0.25% pa

$1000.01 - $2000

0.50% pa

$2000.01 +

1.00% pa

Christmas Club

Balance

Interest Rate

$1+

2.50% pa

Achiever Saver

Balance

Interest Rate

$1 +

3.25% pa

Bonus Saver

Balance

Interest Rate

$1 +

4.50% pa (Combined Interest Rate)

Base Interest rate is 2.25% pa. Bonus Interest rate of 2.25% pa if no withdrawals and a minimum deposit of $20 (excluding Credit Interest) is made during the calendar month.

Future Saver

Balance

Interest Rate

$1 +

3.75% pa (Combined Interest Rate)

Base Interest rate is 2.50% pa. Bonus Interest of rate 1.25% pa if no withdrawals and a minimum deposit of $20 (excluding Credit Interest) is made during the calendar month.


The Police and Families Credit Union is not a registered bank