Our Home Loans are tailored specifically for Police and their families with very competitive interest rates.
Feature and Benefits of our Home Loans:
- Easy to apply with a fast decision
- Great interest rates, which means you may pay less for your loan than elsewhere
- Early or lump sum repayments without penalty, therefore reducing the interest that you are charged on the loan
- You may be able to combine all your debts into one Home Loan and save on interest
- Our Home Loans come with a Top Up facility, meaning you can redraw up to your approved credit limit
How do I apply?
Call our friendly team on 0800 429 000 to discuss how we can help. Alternatively download and completed a Loan application form and fax to (04) 499 2006 or scan and email to firstname.lastname@example.org
We will secure your Home Loan against a property determined to be suitable to the Police Credit Union up to 80% of the value of the property.
Your Police Superannuation (PSS) or Government Superannuation Fund (GSF) can be borrowed against if required, to help cover the remaining 20% value of the property.
Normal lending criteria applies. A Loan establishment fee of 1% up to a maximum of $100. All legal costs and any required valuation report will be your responsibility.