Home Loan

Our Home Loans are tailored specifically for Police and their families with very competitive interest rates.

Home loans

Feature and Benefits of our Home Loans:

  • Easy to apply with a fast decision
  • Great interest rates, which means you may pay less for your loan than elsewhere
  • You can make early or lump sum repayments without penalty, therefore reducing the interest that you are charged on the loan
  • You may be able to combine all your debts into one Home Loan and save on interest

How do I apply?

Call our friendly team on 0800 429 000 to discuss how we can help. Alternatively download and completed a Loan application form and fax to (04) 499 2006 or scan and email to info@policecu.org.nz

We will secure your Home Loan against a property determined to be suitable to the Police Credit Union up to 80% of the value of the property.

Your Police Superannuation (PSS) or Government Superannuation Fund (GSF) can be borrowed against if required, to help cover the remaining 20% value of the property.

All legal costs and any valuation report will be your responsibility.

Normal lending criteria and a $100 establishment fee applies to all new home loans. A copy of our Terms and Conditions, Prospectus and Investment Statement is available online at www.policecu.org.nz or by contacting us on 0800 429 000.


The Police and Families Credit Union is not a registered bank