Home Loan

Our Home Loans are tailored specifically for Police and their families with very competitive interest rates.

Home loans

Feature and Benefits of our Home Loans:

  • Easy to apply with a fast decision
  • Great interest rates, which means you may pay less for your loan than elsewhere
  • You can make early or lump sum repayments without penalty, therefore reducing the interest that you are charged on the loan
  • You may be able to combine all your debts into one Home Loan and save on interest

How do I apply?

Call our friendly team on 0800 429 000 to discuss how we can help. Alternatively download and completed a Loan application form and fax to (04) 499 2006 or scan and email to info@policecu.org.nz

We will secure your Home Loan against a property determined to be suitable to the Police Credit Union up to 80% of the value of the property.

Your Police Superannuation (PSS) or Government Superannuation Fund (GSF) can be borrowed against if required, to help cover the remaining 20% value of the property.

All legal costs and any valuation report will be your responsibility. A Loan establishment fee of 1% up to a maximum of $100. Normal lending criteria applies.


The Police and Families Credit Union is not a registered bank