Emergency Funds

Emergency Funds

We have loans available for any emergency, from urgent car repairs, to funeral expenses or emergency travel. Our Emergency Funds are accessible to Police and their families at very competitive interest rates.

Emergency Funds offer:

  • Easy application
  • Immediate decision
  • Early or lump sum repayments without penalty, therefore reducing the interest that you are charged on the loan
  • We can secure your loan against your Police Super Scheme (PSS) or Government Superannuation Fund (GSF)
  • We offer unsecured loans up to a maximum of $5,000 over 5 years
  • Our Loan Protection Insurance is free*

Call our friendly team on 0800 429 000, Monday to Friday 8.00am-5.00pm to discuss how we can help immediately.

Alternatively outside of office hours please download and complete an Emergency Funds Loan application form and fax to
(04) 499 2006 or scan and email to info@policecu.org.nz and we will contact you first thing the next business day.

A loan establishment fee of 1% up to a maximum of $100. Normal lending criteria applies.

*Loan Protection Insurance is available for personal loans under $60,000 and for members aged under 65 years free of charge. For members that have an active personal loan, their Loan Protection Insurance will cease on their 65th birthday.


The Police and Families Credit Union is not a registered bank