Emergency Funds

Emergency Funds

We have loans available for any emergency, from urgent car repairs, to funeral expenses or emergency travel. Our Emergency Funds are accessible to Police and their families at very competitive interest rates.

Emergency Funds offer:

  • Easy application
  • Immediate decision
  • Early or lump sum repayments without penalty, therefore you can reduce the interest that you are charged on the loan
  • We can secure your loan against your Police Super Scheme (PSS) or Government Superannuation Fund (GSF)
  • We offer unsecured loans up to a maximum of $5,000 over 5 years
  • Our Loan Protection Insurance is free*

Call our friendly team on 0800 429 000, Monday to Friday 8.00am-5.00pm to discuss how we can help immediately.

Alternatively outside of office hours please download and complete an Emergency Funds Loan application form and fax to
(04) 499 2006 or scan and email to info@policecu.org.nz and we will contact you first thing the next business day.

Normal lending criteria and a $100 establishment fee applies to all new loans. Click here to see our Terms and ConditionsProspectus and Investment Statement

* Loan protection insurance is provided to you with life or total and permanent disablement insurance to a capped amount of $75,000 free of charge. This insurance policy repays the outstanding balance of the loan (subject to the terms and conditions within the Police and Families Credit Union Group Life Insurance Policy), in the event of your death or total and permanent disability up to the age of 65 years. Upon the age of 65 years the insurance policy ceases even if there is an outstanding balance on your account. The insurance is provided by AIA New Zealand.


The Police and Families Credit Union is not a registered bank