Lifestyle Loans - We want to say YES to you.

You can apply for a Personal Loan at very competative interest rates (subject to our normal lending criteria).

Loans come with an extend credit facility to make managing your finances easier, simply apply for your loan once and top it up to your credit limit when the need arises without excessive extra paperwork. Click here for an Extend Credit application form.

We Have Finance Available Now!

• Unsecured loans to a maximum of $5,000 over 5 years
• Secured loans to a maximum of $250,000 secured over 20 years

Interest Rates

Click here to view the current rates

Acceptable Securities are

Government Superannuation (GSF) or Police Super Scheme (PSS).  A charge over your superannuation will be held by the Credit Union so you don’t have to cash your superannuation in.

How do I apply for a Credit Union lifestyle loan?

• Call 0800 285 6267 - Our team will assist you to make informed decisions on your personal lending needs and guide you in preparing your Credit Union loan application  or
  
• Click here to download a loan application form. Complete it and send in with proof of income and any other supporting information you have.
  
• If you use our internet banking you can apply on line for a loan.
  

Fees

• 1% Loan establishment fee up to a maximum of $100.00 (added to the loan).
• 1% fee on extend credits (to a maximum of $100.00)
  

FAQ'S

Click here to see some frequently asked questions regarding Lifestyle Loans

The Police and Families Credit Union is not a registered bank.