Deposit Rates
The following interest rates are subject to change without notice.
Freedom Saver - S1 and Goal Saver - S2
| Up to |
$100 |
0.00%pa |
| over |
$100 |
1.00%pa |
| over |
$1000 |
2.00%pa |
| over |
$2000 |
2.50%pa |
Christmas Club - S3
Target Saver - S4
| Up to |
$1000 |
2.50% pa |
| over |
$1000 |
3.50%pa |
| over |
$2000 |
4.50%pa |
| over |
$3000 |
5.50%pa |
| over |
$4000 |
6.50%pa |
Achiever Saver - S5
Junior Saver - S7
Teen Saver - S8
| Up to |
$1000 |
1.00%pa |
| over |
$1000 |
1.50%pa |
| over |
$2000 |
2.50%pa |
| over |
$3000 |
3.50%pa |
Education Saver - S9
| Up to |
$1000 |
1.00%pa |
| over |
$1000 |
1.50%pa |
| over |
$2000 |
2.50%pa |
| over |
$3000 |
3.50%pa |
| over |
$4000 |
4.50%pa |
Bluechip Term Deposits
Minimum deposit $500.00 - Maximum total deposit $250,000.00
These rates are effective from 14 August 2008
| 3 & 4 months |
8.10%pa |
| 5 & 6 months |
8.30%pa |
| 7, 8 & 9 months |
8.15%pa |
| 12 months |
8.10%pa |
| 18 months |
7.80%pa |
| 24 months |
7.50%pa |
Interest rates are subject to change without notice. Investment Statement Available - Independent Trustee "Perpetual Trust".
Lending Rates
The following interest rates are subject to change without notice.
These rates are effective from 12 June 2008
| Loans secured over GSF / PSS |
10.40%pa |
| Loans secured by GSF, PSS, frozen funds up to 80% secured. |
12.50%pa |
Loans secured by GSF, PSS from 50% to 80% secured
up to a maximum of $10,000 |
12.95%pa |
Loans secured by GSF, PSS up to 50% secured
up to a maximum of $10,000 |
15.00%pa |
| Unsecured up to a maximum of $5,000 |
18.00%pa |
| Blue Credit Secured only |
12.5% |
Mortgage Rates
The following interest rates are subject to change without notice.
These rates are effective from 4 August 2008
| Flexible rate |
9.75%pa |
| Fixed - 1 year fixed rate |
9.00%pa |
| Fixed - 2 year fixed rate |
8.85%pa |
Interest rates are subject to change without notice. Investment Statement Available - Independent Trustee "Perpetual Trust". Loans are subject to our normal lending criteria.
The Police and Families Credit Union is not a registered bank.