Lifestyle Loans - We want to say YES to you.
You can apply for a Personal Loan at very competitive interest rates (subject to our normal lending criteria).
Secured loans come with an extend credit facility to make managing your finances easier, simply apply for your loan once and top it up to your credit limit when the need arises without excessive extra paperwork. Click here for an Extend Credit application form.
We Have Finance Available Now!
- Unsecured loans to a maximum of $5,000 over 5 years
- Secured loans to a maximum of $250,000 secured over 20 years
Interest Rates
Click here to view the current rates
Acceptable Securities are
Government Superannuation (GSF) or Police Super Scheme (PSS). A charge over your superannuation will be held by the Credit Union so you don’t have to cash your superannuation in.
How do I apply for a Credit Union lifestyle loan?
- Call 0800 429 000 - Our team will assist you to make informed decisions on your personal lending needs and guide you in preparing your Credit Union loan application or
- Click here to download a loan application form. Complete it and send in with proof of income and any other supporting information you have.
Fees
- 1% Loan establishment fee up to a maximum of $100.00 (added to the loan).
- 1% fee on extend credits (to a maximum of $100.00)
As a special these fees are being waived from 16/01/2012 until further notice!
Other costs
Death Insurance cover, for lifestyle loans and extend credits is calculated on the amount and term of the loan. Effective from 1 July 2011 this charge is no longer added to the loan, instead it will be paid for by the PFCU on behalf of our members.
FAQ'S
Click here to see some frequently asked questions regarding Lifestyle Loans
The Police and Families Credit Union is not a registered bank.
